Howard R Waters Author

David C. M. Dickson is Adjunct Professor in the Department of Statistics and Actuarial Science at the University of Waterloo. He has twice been awarded the H. M. Jackson Prize of the Institute of Actuaries of Australia, most recently for his book Insurance Risk and Ruin. Mary R. Hardy holds the CIBC Chair in Financial Risk Management at the University of Waterloo, Ontario. She has won awards and commendations for her research from the International Actuarial Association, the Institute of Actuaries and the Society of Actuaries. Howard R. Waters is a professor in the Department of Actuarial Mathematics and Statistics at Heriot-Watt University, Edinburgh. In 2006 he was awarded the Finlaison Medal by the Institute of Actuaries for 'Services to the Actuarial Profession'.