Antonietta Bonello Author

Antonietta Bonello has over thirty years of experience in a variety of sectors, from small business management, to public administration. Her research is in Insurance and Risk Management in public and private institutions. Simon Grima is the Head of the Insurance Department and a Senior Lecturer at the University of Malta. He served as the President of the Malta Association of Risk Management (MARM) and Malta Association of Compliance, and has over 25 years of experience in in Financial Services, Internal Controls, Investments and IT.   Jonathan Spiteri is a Resident Academic within the Department of Insurance at the University of Malta. With experience in both the private sector and in academia, he is currently involved in the R2Pi Horizon 2020 project, which examines Circular Economy models in Europe.