Redefining Financial Literacy

Comprehensive information and cutting-edge advice for smarter, more divergent investing Certified financial planner and investment authority Cindy Couyoumjian is on a mission to increase the financial literacy of the mainstream American. Along with presenting the history of twentieth-century economics and offering practical guidance for individual investors, Couyoumjian also argues that the Modern Portfolio Theory is no longer relevant in today's complex, globally interconnected world. She instead advocates for the efficacy of her REALMTM investment strategy (Retail Endowment Allocated Like Model) over other theories, namely the 60/40 model of stocks/bonds. Her powerful strategy is a hybrid model designed to help investors manage risk while accounting for the political, social, and economic landscapes of our modern world. Redefining Financial Literacy will help readers: * Gain crucial economic knowledge. * Better prepare for the retirement they've earned and deserve. * Level the investment playing field regardless of how much money they have. * Work with their advisors to restructure their portfolios to achieve better outcomes. As readers attain greater financial literacy, they will learn to think differently about how their portfolios should be structured and how they and their financial advisors determine suitable investment strategies.